Despite the impact protection and risk management strategies can have on one’s life and financial well-being they are often overlooked.  Some common financial threats include inflation, interest rates, taxes, health and medical issues, loss of income, market performance and an unexpected death. Any of these threats could force you to make changes to your financial plan and lifestyle. I will help you evaluate the many techniques, strategies and products available to help reduce and mitigate these financial threats. Different investment strategies, techniques and products exist to help address one or several of these threats and a knowledgeable advisor like myself can help you with choosing the appropriate approach. A true protection plan will look at different types of insurance. Insurance companies have done an excellent job of developing products to help you when things go wrong.  I can help review existing insurance policies and recommend changes or new policies when appropriate.